Refinancing your home
There are several reasons to consider refinancing:
• Rates have dropped and you want a lower mortgage payment.
• Eliminate private mortgage insurance if the value of your home has increased.
• Cash out for home improvements.
• Cash out for debt consolidation.
• Consolidating a first mortgage and purchase money second.
• Refinancing to a shorter term to pay off your loan faster.
Break-Even-Scenario
Running a break-even-scenario is one of the best ways to determine if refinancing makes sense. A break even scenario calculates how long you need to own your home to recoup the cost of refinancing. If

We can close your loan in 21 days from the date of the loan application, or less.
Our underwriters provide conditional approvals within 24-48 hours from the date of loan submission.
Save thousands on your next refinance.
• US Financial offers appraisal waivers (conditions apply)
• Rate and Term Refinance
• Cash Out Refinance
• Home Improvement
• Debt Consolidation
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- The lowest mortgage rates and the fastest closing times.

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- Take advantage of our low mortgage rates for loans over $726,200.

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- Easier to qualify and smaller down payments for buying a new house.

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