Refinancing your home
There are several reasons to consider refinancing:
• Rates have dropped and you want a lower mortgage payment.
• Eliminate private mortgage insurance if the value of your home has increased.
• Cash out for home improvements.
• Cash out for debt consolidation.
• Consolidating a first mortgage and purchase money second.
• Refinancing to a shorter term to pay off your loan faster.
Running a break-even-scenario is one of the best ways to determine if refinancing makes sense. A break even scenario calculates how long you need to own your home to recoup the cost of refinancing. If
We can close your loan in 21 days from the date of the loan application, or less.
Our underwriters provide conditional approvals within 24-48 hours from the date of loan submission.
Save thousands on your next refinance.
• US Financial offers appraisal waivers (conditions apply)
• Rate and Term Refinance
• Cash Out Refinance
• Home Improvement
• Debt Consolidation
Call us now
Complete the form below and a loan officer will contact you shortly.
Clients have rewarded us with their awesome reviews and trust.
Wow- as the others have said, Mark is the best in the business. You can tell he loves what he does and thrives at running his own mortgage broker office. Insanely responsive, quick to return a call, answer any question... Mark was there for us every step of the way for our home purchase. He coordinated and coaxed along the Title company and our realtor to assure an on time closing- nobody on our home buying team worked harder. Great rates and zero surprises- Mark is an honest dude that seems too good to be true but is the real deal! Five stars.
Mark is the best. He explains the entire process better than any other lender I spoke with. He was also able to get me amazing rates which helped a ton with closing costs. Additionally, he kept me updated throughout the entire process making sure I was able to close in a timely matter. I highly suggest working with Mark.
We have had numerous homes and have done a few re-fi's. We recently decided to refinance our VA loan and Mark Lamerdin with US Financial was hands down the best experience we have ever had. Our mortgage was held by WFB who wouldn't give us the time of day. Fortunately we found Mark through a radio spot and are so glad we did. This was effortless and Mark's customer service and communication was first rate. He is quick, efficient and professional. We would use him again without hesitation and highly recommend him to anyone looking for a mortgage loan.
Definitely recommend Mark, who was such a pleasure to work with. We are very thankful to Mark for making our first-time home buying process such an easy experience. Mark took the time to fully explain each part of the process and thoroughly answered every question we had (and we had many). He worked seamlessly with our agent and escrow and made himself available when we needed something. He is very thorough and knowledgeable!
I diligently shopped around for the best mortgage rates in the Reno area and ended up going with Mark at US Financial. I got a really good rate and Mark was helpful through the whole ordeal. The people at title drug their feet near closing and were flirting with the possibility of having us miss the closing date and Mark cracked the whip on them and it got done on time. He's extremely trustworthy and prudent. I never doubted or worried about his portion of the homebuying process. Closing costs also ended up being lower than I had thought. I would make a strong recommendation for Mark.
- The lowest mortgage rates and the fastest closing times.
- Take advantage of our low mortgage rates for loans over $726,200.
- Easier to qualify and smaller down payments for buying a new house.
- Dedicated to military personnel, Veterans and their families.