Mission Statement:
Our mission is to simplify the path to homeownership by providing personalized, transparent, and competitive mortgage solutions. We strive to understand the unique needs of each client, ensuring they secure the best financing options available. Through integrity, expertise, and dedicated service, we aim to make the dream of owning a home a reality for everyone we serve.
Our #1 priority is to deliver the lowest mortgage rates and costs to our clients everyday.
Integrity
The relationship between a broker and the client is fundamental. We believe it has to be built on transparency and trust.
Professionalism
Our clients can count on our experience and expertise to provide holistic advice around buying and owning their home.
Reliability
We treat our clients as we treat our friends. Always giving 110% in order to find the mortgage that best fits their needs.
Customer Experience
Every day we work on improving our customers' experience and develop our process to be simpler, easier and faster.
Home of the Lowest Mortgage Rates
US Financial, based in Reno, Nevada, has earned a strong reputation as a trusted mortgage company, serving the lending needs of real estate professionals, home builders, and helping individuals and families across Nevada achieve their dream of homeownership.
When you choose US Financial, you're partnering with a company committed to one goal—securing the best possible mortgage for you. We understand the importance of choice, and we strive to be your first choice every time.
Whether you're a first-time homebuyer, an existing homeowner, or an investor, we offer a full range of mortgage products to ensure you find the loan that best fits your needs.
Assumable Mortgage Information
An assumable mortgage allows a homebuyer to take over the seller’s existing mortgage, including its terms, interest rate, and remaining balance. This can be an attractive option in a rising interest rate environment, as the buyer can assume a lower rate from the seller's original loan. Assumable mortgages can save both parties money: the buyer benefits from reduced interest costs, while the seller gains a valuable selling point. However, the buyer must still qualify for the loan under the lender’s criteria. This option is commonly available with certain FHA, VA, and USDA loans.