HARP Loans

Refinance to current mortgage rates without the drawbacks

With the Home Affordability Refinance Program, known as HARP, qualified U.S. homeowners with little or no equity in their homes could refinance their mortgages. HARP was introduced in 2009 to address widespread mortgage difficulties.

HARP Facts

HARP is a federal program and was set up by the Federal Housing Finance Agency in March 2009 to help underwater homeowners refinancing their mortgage. Over 900,000 people have benefited from the Home Affordable Refinance Program!

HARP program extended!

In an effort to help more struggling homeowners to take advantage of the Home Affordable Refinance Program, the application deadline of the program has been extended. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

The Harp Program can Help!

If your mortgage payments are current but you have been unable to refinance due to the value of your home, you may be eligible for a refinance through HARP. This program is designed to get you a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process.

How do I apply for a HARP Refinance with US Financial?

It’s easy, click here.

HARP Loan Document Checklist

  1. W2’s previous two years, all borrowers
  2. Most recent four weeks paystubs
  3. Homeowner’s Insurance Information

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