US Financial has been trusted since 1999. We're a mortgage broker, not a lender. Instead of offering one bank's products, we compare loan programs from multiple wholesale lenders and help you choose the one that fits your goals.
This page explains how to compare lender offers, rather than how to choose a purchase program. Compare the same loan amount, term and lock period, then review APR, points, lender fees and cash needed at closing. If you are buying, start with our home purchase loan guide; our brokerage serves all of Nevada and California.
That means you don't have to apply with several Reno mortgage lenders on your own. You work with one loan officer, and we do the comparing.
Comparing homes in Reno and Sparks? Use our Sparks mortgage guide to check HOA dues, property eligibility and new-construction financing questions alongside each lender's Loan Estimate.
Reno Mortgage Lender FAQ
Is US Financial a mortgage lender?
No. US Financial is a mortgage broker, not a bank or direct lender. We compare loan programs from multiple wholesale lenders and help you choose the one that fits your goals.
Why compare more than one mortgage lender in Reno?
Lenders set their own pricing, fees and guidelines, so the same borrower can see different options from different lenders. A broker lets you compare several of them with one application and one point of contact.
What credit score do Reno lenders require?
Every loan program we arrange requires a credit score of at least 620. Other requirements vary by program and lender, so we review your full credit picture before recommending an option.
Do you charge to compare lenders?
There's no cost to talk with us about your options. Any fees for your loan are shown on your Loan Estimate before you decide to move forward.
Is US Financial a mortgage broker in Reno, NV?
Yes. US Financial, LLC has been a mortgage broker trusted since 1999, with an office at 1325 Airmotive Way. We're licensed by the Nevada Division of Mortgage Lending (NV MLD 171). Company NMLS 372129; Mark Lamerdin, NMLS 308667.
How can I check a Reno mortgage broker's reputation?
Read recent client reviews, confirm the company and loan officer on NMLS Consumer Access, and ask who will handle your loan from application to closing. US Financial is rated 5.0 on Google from 75 reviews; you can read them on our reviews page.
Ready to Compare Your Options?
Tell us what you're planning, whether that's buying, moving up or refinancing, and we'll walk you through the options that fit, in plain English. There's no cost to talk. Rates, terms and approval depend on underwriting.
US Financial
1325 Airmotive Way #175-D, Reno, NV 89502
Phone: (775) 829-7979 · Hours: Mon–Fri 8 AM–6 PM, Sat 8 AM–1 PM, closed Sunday
NMLS 372129 | NMLS 308667 | NV MLD 171 | CA DFPI CFL License #195553 | Equal Housing Opportunity
US Financial, LLC (Company NMLS 372129) · Mark Lamerdin (NMLS 308667) · Nevada Division of Mortgage Lending license NV MLD 171 · California Department of Financial Protection and Innovation (DFPI) California Financing Law license #195553. Loans made or arranged pursuant to a California Financing Law license. US Financial, LLC is a mortgage broker, not a lender. This page is for general information only and is not a commitment to lend, an offer of credit, or a promise of any rate, term, fee, or approval. All loans are subject to credit approval, underwriting, and property eligibility. Program guidelines, loan limits, and fees are set by Fannie Mae, Freddie Mac, HUD/FHA, VA, and investors and may change without notice. Not all applicants will qualify.
US Financial, LLC · Company NMLS ID
372129
· Mark Lamerdin NMLS ID
308667
· Nevada Division of Mortgage Lending NV MLD 171
· California DFPI California Financing Law License #195553
Loans made or arranged pursuant to a California Financing Law license.
Equal Housing Opportunity.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity
throughout the Nation. We encourage and support an affirmative advertising and marketing program in which
there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status,
or national origin.
US Financial, LLC is a mortgage broker located at 1325 Airmotive Way #175-D, Reno, NV 89502. Office: (775) 829-7979.
This is not a commitment to lend. All loans are subject to credit approval, underwriting, and property
eligibility. Programs, rates, terms, and guidelines are subject to change without notice. Not all applicants
will qualify.
US FINANCIAL® is a registered trademark of US Financial, LLC.
